Our Editorial Standards

This page exists so you can verify how we work before trusting what we publish. CCW insurance and concealed carry permits are areas where bad information has real consequences. The standards below describe how we try to avoid being part of that problem.

Independence

We are reader-supported. We earn affiliate commissions when readers join providers we recommend. We do not accept payment for positive reviews. We do not have minimum lead quotas with any partner. No provider has ever paid us to suppress a critical review or modify a ranking.

Our reviewer is paid a flat retainer for fact-checking, not per article and not per conversion. Their compensation is unaffected by which products we recommend.

Accuracy and Fact-Checking

Every article that involves firearms law, insurance product details, or state permit processes is reviewed by a credentialed concealed carry instructor before publication. The reviewer reads the article, verifies legal references and product claims, and signs off in writing.

Our reviewer's credentials are public on their bio page. We update this page if their credentials change.

Sources

For state laws, we cite the actual statute (e.g., RSA 159:6 for NH licensing). For insurance product details, we reference the provider's current membership documents. For case outcomes, we use published court records or provider-disclosed case studies.

When we cite numbers (legal costs, commission rates, conversion data), we either link to the source or specify what the number is based on.

Updates and Re-Review

Every page has a "last updated" date. We update content on the following schedule:

• Quarterly: All review and comparison pages get a complete re-read by the reviewer to catch outdated pricing, policy changes, or new product tiers.
• State law pages: Re-checked at minimum every 90 days. Updated immediately when statute changes.
• Reciprocity content: Quarterly review. Updated immediately when AG offices publish changes.
• Major provider changes: When a provider materially changes pricing, tiers, or terms, we update affected pages within 7 days.

Corrections

If we get something wrong, we fix it. The corrected version becomes the live version, with a note at the bottom of the article describing what changed and when.

If you find an error, email us at the address on our contact page. We treat correction requests seriously regardless of whether the error favors or hurts our editorial position.

Disclosure

Affiliate relationships are disclosed:

• In every article that contains affiliate or CPA links
• On the main disclosure page, accessible from the footer of every page
• Inline near each affiliate CTA, so the relationship is visible at the point of decision

If you ever encounter content that appears to be a paid placement without proper disclosure, please report it. We treat disclosure errors as serious editorial issues.

What We Don't Do

• We don't republish provider press releases as editorial.
• We don't accept ghostwritten content from providers.
• We don't run "best of" rankings determined by commission rates.
• We don't cover providers we haven't independently evaluated against our methodology.

For the specific criteria we use to evaluate providers, see our review methodology.